Which of the following describes 'Threat Agent' in cybersecurity?

A 'Threat Agent' in cybersecurity refers to an individual or entity that actively seeks to exploit vulnerabilities in systems, networks, or applications. This definition encapsulates the nature of a threat agent, which can be a hacker, a group with malicious intent, or even insiders who may act with harmful intentions. Understanding the role of threat agents is crucial for organizations to develop effective defense strategies and risk assessments, as they represent the source of potential threats that could lead to data breaches or system failures.

The other choices present concepts that are critical in a cybersecurity context but do not accurately define a threat agent. Safeguards pertain to the measures taken to mitigate risks and protect assets, while a policy framework for risk management focuses on the guidelines and procedures needed to manage risks effectively. Finally, the process of identifying potential losses relates to risk assessment practices that help organizations understand and prepare for the impacts of risks rather than defining who or what pursues these risks.